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Bajaj Finserv Scales Up Insta EMI Card Across India with Zero-Down Electronics Deals

New analyses show zero-down EMIs coupled with instant approvals are making high-ticket electronics upgrades more accessible to Indian consumers.

Overview

  • The Insta EMI Card offers pre-approved credit lines up to Rs. 3 lakh and flexible tenures ranging from three to 60 months.
  • Instant digital approvals require minimal documentation and give immediate access to shopping at over 1.5 lakh partner outlets.
  • The card’s zero down payment and zero foreclosure charges eliminate upfront costs and penalties for early repayments on select products.
  • Comparative analyses with credit cards highlight its fixed EMI schedules and transparent fee structure as more predictable payment options.
  • Recent promotions focusing on smartphone upgrades illustrate how the card is driving consumer adoption of Buy Now, Pay Later solutions nationwide.