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Bajaj Finance Shares Drop 6% Following Revised FY26 Growth Guidance

Despite a 19% rise in Q4FY25 net profit, investor concerns over rising credit costs and moderated growth outlook weigh on stock performance.

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Overview

  • Bajaj Finance reported a 19% year-on-year increase in Q4FY25 net profit to Rs 4,546 crore, alongside robust revenue growth.
  • The company revised its FY26 asset under management (AUM) growth guidance to 24–25%, down from the earlier projection of 25–27%.
  • Shares fell nearly 6% as higher credit costs, one-time provisions, and moderated growth outlook raised investor concerns.
  • Brokerages issued mixed ratings, with Jefferies maintaining a Buy rating and a target price of Rs 10,440, while Macquarie retained an Underperform rating with a target price of Rs 6,290.
  • Corporate actions include a special interim dividend of Rs 12, a final dividend of Rs 44, a 1:2 stock split, and a 4:1 bonus share issue.