Overview
- Between Sept 22 and Oct 26, 2025, consumer loan volumes rose 27% year on year and values increased 29%, according to exchange filings.
- The company added about 23 lakh customers in the window, with roughly 52% classified as new-to-credit first-time borrowers.
- Bajaj Finance said lower GST on televisions and air conditioners led to about a 6% decline in average loan ticket size while supporting upgrades to pricier models.
- Premium purchases showed up in TV financing, where 40-inch-and-above screens accounted for 71% of loans versus 67% a year earlier.
- Shares climbed as much as 1.68% to Rs 1,060.45 on the BSE after the disclosure, as the firm also pointed to a 239,000-point distribution network and strong app adoption.