Overview
- DZ Bank’s late‑December MiCAR authorization enables its meinKrypto platform to be offered across the Volksbanken and Raiffeisenbanken network.
- The service embeds a self‑directed wallet and trading interface in the VR Banking App, launching with Bitcoin, Ethereum, Litecoin and Cardano.
- Boerse Stuttgart Digital will provide asset custody, with trade execution handled through EUWAX under a fully regulated setup.
- Each cooperative bank must file its own MiCAR notification with BaFin and independently decide whether to activate the service for customers.
- Built with Atruvia as shared infrastructure, the rollout aligns with survey findings that over one‑third of cooperative banks plan near‑term adoption, and it complements DZ Bank’s participation in the Qivalis euro stablecoin project targeted for 2026 pending approvals.