Overview

• Axis Bank's net profit for Q4 FY25 stood at Rs 7,117.5 crore, slightly lower than the Rs 7,130 crore reported in the same quarter last year but above Bloomberg analysts' projection of Rs 6,381 crore.
• Total income rose to Rs 38,022 crore, while net interest income increased by 6% year-on-year to Rs 13,811 crore, supported by a stable net interest margin of 3.97%.
• Gross non-performing assets improved to 1.28%, down from 1.43% in the previous year, reflecting healthier credit metrics, while net NPAs stood at 0.33%.
• Other income showed marginal growth to Rs 6,780 crore, but trading income fell sharply by 83%, highlighting volatility in non-core revenue streams.
• The board proposed a Re 1 per equity share dividend, with the bank projecting improved growth and profitability in FY26 as macroeconomic conditions stabilize.