Overview

• Standalone net profit declined to ₹5,090 crore for the September quarter of FY26, down 26.4% year on year, according to the exchange filing.
• Net interest income rose 2% to ₹13,744 crore, indicating resilient core lending revenue despite higher provisioning.
• Provisions and contingencies increased to ₹3,547 crore from ₹2,204 crore a year earlier, weighing on quarterly earnings.
• Gross NPA improved to 1.46% from 1.57% in the previous quarter, and net NPA edged to 0.44% from 0.45% on a sequential basis.
• Shares closed down 0.65% at ₹1,169 on the BSE even as the Sensex gained 0.70%, and the results were released after market hours.