Overview
- The insurer says motorists aged 17 to 25 typically lose about £2,000 per bogus motor policy, covering premiums and added fees.
- Aviva reports detections this year are running higher than in 2024, signaling a worsening trend in the scams.
- Criminals issue fake documents, falsify personal details to cut premiums, or buy and cancel genuine policies to leave buyers uninsured.
- Many approaches begin on social media, with a sharp rise in professional-looking websites that impersonate legitimate insurers.
- Aviva advises checking the Financial Services Register and Biba listings, contacting insurers directly, and reporting suspected fraud to police.