Overview

• The Visa Infinite card’s primary rental collision damage waiver is confirmed, covering cars up to a $75,000 MSRP for rentals up to 15 days domestically or 31 days abroad, with exclusions including Israel, Jamaica, the Republic of Ireland, and Northern Ireland.
• Additional travel protections include up to $100,000 for emergency evacuation, $2,500 for trip cancellation or interruption, $500 for trip delays of six hours or more, $3,000 for lost luggage ($2,000 for New York residents), and $100 per day for up to five days for baggage delays.
• Earning rates feature 3x points on Alaska and Hawaiian purchases, eligible dining, and foreign transactions, with a potential 10% relationship bonus that can lift foreign spending to 3.3x.
• The current welcome offer provides 100,000 points plus a 25,000‑point Global Companion Award after $6,000 in purchases within 90 days, alongside premium perks such as eight Alaska Lounge passes and built‑in status acceleration; the annual fee is $395.
• Applicant guidance highlights broad eligibility for the new product, a suggested 670+ credit score for stronger approval odds, and Bank of America’s 2/3/4 rule limiting recent personal card approvals.