At least 27 dead after overloaded ferry capsizes in Philippines amid panic caused by strong winds

A passenger ferry capsized in Laguna de Bay near Manila, killing at least 27 people.
The boat was overloaded and carried more passengers than its capacity.
Strong winds caused passengers to panic and move to one side, causing the boat to capsize.
Philippine authorities are investigating and blame the accident on overcrowding and violation of safety regulations.
Sea accidents in the Philippines occur frequently due to storms, poorly maintained boats, overcrowding, and weak enforcement of safety rules.