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Assurance Maladie Council Rejects Plan to Double Medical Franchises

The Bayrou government retains authority to implement the change by decree starting 1 January 2026.

Overview

  • In a consultative vote, the council issued a negative opinion on draft decrees intended to curb health insurance spending by raising out-of-pocket charges.
  • The plan would lift the annual cap to €100 and double unit amounts to €2 per box of medicine or paramedical act, €4–€5 per medical visit, and €8 per medical transport.
  • Employee union representatives voted against with support from Mutualité and UNAF, while most employer organizations backed the measure except U2P, which abstained.
  • Exemptions would apply to beneficiaries of complémentaire santé solidaire, AME recipients, minors, and disability pension holders.
  • Unions and patient groups warn the hikes would burden vulnerable patients, and the government declined requests to delay the council’s vote.