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ARK Invest Cuts 2030 Bitcoin Bull Case to $1.2 Million as Stablecoins Seize Payments Role

The recalibration reflects stablecoins capturing payment and remittance demand in emerging markets, shifting Bitcoin’s role toward a store-of-value.

Overview

  • Cathie Wood told CNBC that stablecoins are "usurping" transactional use cases ARK once attributed to Bitcoin, prompting a $300,000 trim to the 2030 bull-case estimate.
  • Data providers show stablecoin capitalization above $300 billion, with rapid uptake for savings and remittances in countries such as Venezuela and Argentina.
  • Major platforms and payments players have expanded stablecoin efforts, including Google’s stablecoin-enabled AI payments initiative and Cloudflare’s NET Dollar launch.
  • Bitcoin pulled back from an October record near $126,000 and briefly slipped below $100,000 following heavy futures liquidations that analysts say have largely run their course.
  • JPMorgan estimates a scenario implying roughly $170,000 for Bitcoin over six to twelve months as derivatives leverage resets, while Galaxy Digital lowered its year‑end view to $120,000.