Overview
- After a sharp pullback from a recent peak, the market average for 30‑day peso fixed terms is near 35% TNA, implying roughly 2.9% for the month.
- Banco Nación’s simulator shows that depositing ARS 1,000,000 for 30 days yields ARS 24,246.58 at a 29.50% branch rate versus ARS 28,767.12 at a 35% electronic rate.
- Digital placements continue to pay more, with Banco Nación indicating that earning ARS 340,000 in a month would require about ARS 11 million at an online TNA near 37.5%, versus a larger sum at a 30.5% in‑branch rate.
- BCRA’s comparative table lists recent TNAs around ICBC 35.3%, Banco Nación 35%, Macro 34%, Credicoop 33%, BBVA and Ciudad 32%, Provincia and Galicia 31%, and Santander 29%.
- Illustrative calculations show that investing ARS 2,500,000 would yield about ARS 71,917 at 30 days, ARS 135,616 at 60 days, and ARS 191,096 at 90 days at the prevailing rates.