Overview
- BCRA’s comparative table for 30‑day fixed terms shows recent declines in peso yields, with large banks posting divergent rates.
- Current listed examples include Banco Macro at 30%, Banco Hipotecario at 28.5%, Banco Provincia at 28%, and Banco Nación at 27%, with others such as BBVA at 26% and Santander at 25%.
- An official Banco Nación simulator shows ARS fixed‑term returns vary by channel, with a 30‑day deposit of ARS 1,000,000 yielding about ARS 22,192 online at a 27% TNA versus ARS 18,493 in branch at 22.5% TNA.
- A consumer example cited for a 30‑day peso deposit indicates that ARS 850,000 earns roughly ARS 18,863 at the current published rates.
- Dollar fixed‑term offers have risen to attract deposits, with reported annual rates such as Banco Nación at 2.50%, Galicia at 2.40%, Macro at 1.75%, BBVA and Patagonia at 1.25%, City at 0.10%, Santander at 0.05%, and Hipotecario at 0.25%, yielding about USD 16.67 on USD 8,000 at Nación over 30 days.