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Argentine Banks Trim 30-Day Deposit Rates as BCRA Publishes New Comparison

Savers face lower returns at major lenders, with smaller institutions or digital channels advertising higher yields.

Overview

  • The Central Bank posted a November 13 table showing most big banks now pay roughly 24%–30% TNA on 30‑day peso deposits, including Banco Nación at 29% and Banco Macro at 30%.
  • Financial outlets report a fresh round of cuts today, leaving current offers notably below mid‑2025 levels across the largest institutions.
  • Some smaller players advertise higher returns near 33%–35% TNA, with Banco VOII and Crédito Regional at 35% and Banco Meridian at 34.5%, according to the BCRA listing.
  • Banco Nación distinguishes channels, paying 29% TNA online versus 25.5% at the counter; its simulator shows $310,000 invested for 30 days yields $7,389 in interest.
  • Product differences persist elsewhere, as Banco Provincia’s Cuenta DNI app promotes a 32% TNA while its traditional fixed term is listed at 24%.