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6d ago

Argentine Banks Reprice 30‑Day Peso Deposits as Average Rate Slips to 35.9%

Deregulation spurred bank‑by‑bank competition, with online promos near 44% versus lower in‑branch yields.

Conocé la tasa de interés de cada banco antes de hacer tu depósito en plazo fijo. 
Image
Cuánto hay que invertir hoy en distintos bancos para ganar $220.000 en 30 días con un plazo fijo (Imagen ilustrativa).
Las tasas de los plazos fijos sufrieron una reducción importnatne a principios de mes.

Overview

  • Official BCRA tables for October 6–7 show most 30‑day TNAs clustered in the mid‑30s, while top digital and non‑client offers reach about 44% at banks such as CMF, VOII and BICA.
  • The system’s average TNA eased to roughly 35.87% from 36.24% a week earlier, reflecting a fresh round of rate adjustments across major lenders.
  • Banco Nación pays 37.5% for online deposits but about 29.5% in branches, underscoring channel gaps that materially change monthly returns.
  • Practical comparisons highlight the dispersion: to target AR$220,000 in 30 days, about AR$6 million is needed at 44% TNA versus roughly AR$7.14 million at Banco Nación and around AR$8.8 million at 30%.
  • Dollar fixed terms remain low‑yield even after recent tweaks, with Banco Nación at 2.5% annually translating to roughly US$0.92 on a US$450, 30‑day deposit.