Overview
- The central bank on August 27 published its latest comparison of 30-day peso fixed-term rates by bank.
- The average TNA for online placements is about 47%, with several offers in the low to mid‑50% range.
- Examples include Banco Nación at 47%, Banco Macro at 53.5% and Banco Provincia de Tierra del Fuego at 54%, with Banco CMF listed at 55% in media tallies.
- Banks have lifted rates in the past two weeks after a BCRA reserve requirement increase and last year’s deregulation left pricing to each institution.
- At current levels, a 30‑day deposit yields about $15,452 on $400,000 or $34,767 on $900,000, which reports indicate would outpace 2025 inflation estimates.