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4h ago

Argentine Banks Lift Peso Deposit Yields as Top 30-Day Rates Hit 50%

BCRA deregulation spurred aggressive, channel‑specific offers visible on the central bank’s daily rate table.

Tras los cambios en las tasas de interés, ahora es más fácil ganar $560.000 con un plazo fijo (Imagen ilustrativa).
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Overview

  • Banco CMF leads current 30‑day offers at 50% TNA, with strong contenders such as Meridian at 49% and Provincia de Córdoba at 48.5%.
  • Major banks cluster in the low‑to‑mid 40s TNA range, including ICBC at 46.3%, Galicia and Macro at 45%, BBVA and Provincia at 43%, and Nación at 44%.
  • Rate dispersion is wide, with some large banks quoting lower levels such as Santander at 38% and Banco Ciudad at 35%, and several digital promos near 48–49%.
  • Channel segmentation meaningfully affects returns; Banco Nación pays 34.5% TNA online versus 27.5% in branch for a 30‑day placement cited in recent comparisons.
  • Dollar fixed‑term deposits remain low‑yielding by comparison, with Banco Nación at 2.5% TNA and an illustrative $1,800 earning about $3.70 over 30 days.