Overview

• Banco Provincia introduced a prequalified loan for retirees and pensioners of up to $20,000,000 at a preferential rate starting at 38%, repayable in as many as 24 fixed installments capped at 35% of net income, excluding applicants listed in the BCRA’s CENDEU.
• Provincia detailed that each $100,000 borrowed carries a fixed monthly payment of $5,746.86, with instant disbursement in branch or credit within 24 hours via home banking.
• Banco Ciudad published segmented personal-loan caps, including up to $100,000,000 for salary or retirement account holders, $40,000,000 for retirees, $20,000,000 for non-payroll clients, $10,000,000 for new customers, and a UVA option up to $40,000,000 with terms of up to 72 months.
• BBVA keeps high-limit lines open with up to $40,000,000 online or $70,000,000 in branch, TNA around 94%–104%, 6–60 month terms, a 30% income cap on installments, and minimum income requirements.
• Banco Macro offers roughly $30,000,000–$32,000,000 with up to 60-month terms at TNA near 90%–95% (TEA and CFTEA higher), as banks promote digital applications and eligibility simulators alongside standard documentation checks.