Overview

• The BCRA’s August 28 comparison table shows 30-day TNAs clustering in the high‑40s, with posted ranges roughly 30% to 55%.
• Leading offers include Banco CMF at 55%, Banco Macro at 53.5%, Banco Meridian near 52.5%, and several institutions at 54% such as Banco Provincia de Tierra del Fuego, Banco VOII and Reba.
• Digital channels are paying more than branches, with Banco Nación’s simulator showing $50,219 in interest online versus $34,726 in‑branch for ARS 1.3 million over 30 days.
• At prevailing rates, a 47% TNA yields $34,767 on ARS 900,000 in 30 days, while a 55% TNA implies an approximate monthly return of 4.58%.
• Banks are courting non‑clients with online promotions, and many current monthly returns exceed the latest INDEC inflation reading.