Overview

• Fresh late‑August repricing shows many 30‑day TNAs above 40% and top offers reaching 54–55% at select entities, according to new comparisons.
• Examples from the latest tables include Banco Macro at 53.5%, ICBC at 47.7% and Banco Nación at 47%, while several digital or smaller institutions post offers around 54–55%.
• Channel gaps are stark: Banco Nación’s simulator shows $1,000,000 placed online at a 47% TNA earns $38,630 in 30 days versus $26,712 at a 32.5% TNA in branch.
• A practical benchmark for savers: $327,000 at a 47% TNA generates about $12,632 in one month, and roughly $15.055 million is needed to target approximately $600,000 in interest at quoted rates.
• The BCRA maintains a daily comparison of 30‑day deposit rates that consumers use alongside bank simulators to shop offers and verify current TNAs.