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57m ago

Argentine Banks Lift 30-Day Deposit Rates With Top Online Offers Reaching 44%

A year after minimum floors were scrapped, aggressive bank competition now pushes yields higher online than at branch counters.

Conocé la tasa de interés de cada banco antes de hacer tu depósito en plazo fijo. 
Cuánto hay que invertir hoy en distintos bancos para ganar $220.000 en 30 días con un plazo fijo (Imagen ilustrativa).
El plazo fijo ofrece seguridad, accesibilidad y protección contra la inflación.
Las tasas de los plazos fijos sufrieron una reducción importnatne a principios de mes.

Overview

  • Fresh repricing in early October shows 30‑day TNAs clustered near 30%–44%, with digital and regional players like CMF and BICA posting the highest quotes.
  • Banco Nación’s online rate stands at 37.5% TNA, a level widely used as a reference in media calculators and bank simulators.
  • The BCRA publishes a daily bank‑by‑bank comparator that lets savers check current 30‑day rates and link directly to offers, including for non‑clients.
  • Rate gaps by channel are material, such as Banco Nación’s 37.5% online versus 29.5% in‑branch, which changes how much principal is needed to hit a target return.
  • Concrete examples cited include an estimated $40,068 gain on $1,300,000 at a 37.5% TNA in 30 days and roughly $7,138,000 required to earn $220,000 at Banco Nación, with about $6,000,000 needed at 44%.