Overview
- Most major banks list 30‑day online TNAs around 25%–27%, with Banco Nación at 27% online and a lower in‑branch rate previously cited at 22.5%.
- The BCRA’s official comparison table shows smaller entities still paying more, with VOII and Meridian at up to 33.5% TNA.
- Banco Nación’s simulator indicates a $15,650,000 deposit is needed to earn $360,000 in 30 days at a 27% TNA, totaling $16,010,164 after interest.
- Recent examples show how returns scale: a $250,000 30‑day deposit at 27% TNA yields roughly $5,548, while larger sums may access slightly higher brackets at some banks.
- With monthly inflation near 2.3%, typical 30‑day returns near 2.2% turn real‑negative, prompting some investors to consider higher‑yielding market instruments.