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4h ago

Argentine 30-Day Term-Deposit Rates Climb as Smaller Banks Reach 54%–56%

Deregulation and channel-specific pricing are widening gaps across institutions, pushing savers to rely on the BCRA’s daily comparison tool.

El Banco Central (BCRA) venía utilizando un pseudo pase pasivo (tomando pesos) a través de la rueda de simultáneas de BYMA; en esa operatoria, las últimas posturas se ubicaban en torno al 25%
El plazo fijo mejoró sus tasas de interés, con nuevas ganancias para cualquier inversión a 30 días (Imagen ilustrativa).
El plazo fijo siempre es una opción: ¿Cuánto hay que invertir para ganar $355.000 en 30 días?
Cuánto dinero se gana depositando $2.200.000 en un plazo fijo a 90 días.

Overview

  • The average TNA for 30-day deposits is now near 41%, up from roughly 39% last week, according to the latest media compilations.
  • Banco VOII, CMF and Bica are posting top online offers around 54%, and El Cronista reports VOII at 56% for deposits of at least $1,000,000 (otherwise 54%).
  • Banco Nación raised its online rate to 41% and keeps 34% for in-branch placements, with its simulator showing about $33,699 in 30-day interest on a $1,000,000 online deposit.
  • Large incumbents mostly sit in the mid-30s to mid-40s TNA range—examples include Galicia and Macro at 44%, ICBC near 42%, BBVA and Credicoop at 39%, and Santander and Ciudad at 35%.
  • Media and bank calculators illustrate outcomes—e.g., $2,000,000 at a 41% TNA yields about $67,397 in 30 days—while rate boards update frequently on the BCRA’s official site.