Overview

• Banco Nación’s personal loan is exclusive to employees paid through the bank and offers $10 000 to $100 million with up to 72-month terms at a 57% TNA, automatic debit and credit reusability after 10% repayment.
• BBVA’s line provides fixed-rate credits of up to $40 million online or $70 million in branch over six to 60 months at TNA rates of 94–95% and TEA rates of 147.2–149.5%.
• Banco Provincia’s standard personal loan for public and private employees offers up to $50 million at a fixed 94% TNA with 72-month tenors, digital approval and same-day disbursement.
• The new ANSES retirees line grants up to $5 million over 12–72 months with fixed monthly installments, no origination fees and options for partial early repayment at a 4% commission or full payoff without commission after 25% of the term or 180 days.
• All three banks feature online simulators and applications alongside traditional branch channels to accommodate varying levels of digital access.