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Argentina’s Leading Lenders Broaden Personal Loan Limits and Launch ANSES-Linked Credit

Digital platforms enable borrowers to tailor personal loans to their income level via instant eligibility simulators with fixed-installment credit options for ANSES recipients.

Overview

  • Banco Nación now offers salary-account clients loans from ARS 10,000 to ARS 100,000,000 over up to 72 months at a 57% TNA (74.52% TEA).
  • BBVA’s online personal credit line spans ARS 1,000 to ARS 40,000,000 and branches provide up to ARS 70,000,000 with fixed rates between 94% and 103% TNA (147%–168% TEA) over 6 to 60 months.
  • Banco Provincia extends digital personal loans up to ARS 50,000,000 at a fixed 94% TNA for up to 72 months with same-day disbursement.
  • ANSES-linked credit lines allow retirees, AUH and SUAF recipients to borrow up to ARS 3,000,000 with fixed monthly installments initially around ARS 205,000.
  • Fully online simulators on Banco Nación and Banco Provincia websites calculate eligibility, loan amounts and repayment schedules in seconds.