Overview
- Following the latest November resets, Banco Nación’s 30‑day online rate stands at 27% TNA, equivalent to roughly 2.25% per month.
- In-person deposits at Banco Nación pay 22.5% TNA, with online placements generally offering better returns across institutions.
- The BCRA’s comparator shows major banks around 24%–30% TNA, while some smaller players list up to 33.5% for 30‑day online deposits.
- Bank simulators highlight the scale required: $340,000 yields about $7,545 in 30 days at 27% TNA, and $17.5 million returns roughly $402,740.
- Deposits cannot be withdrawn before maturity, making the product low risk but requiring large principals to generate substantial monthly income.