Argentina’s Banks Trim 30-Day Fixed-Deposit Rates as Wide Gaps Persist

Following deregulation, banks set their own deposit yields, making the Central Bank's comparison table a key guide for savers.

Overview

Major banks updated 30-day TNAs today, with most listings between 24% and 30% for retail deposits, according to the BCRA portal.
The broader market shows offers ranging from roughly 24% to 36%, with top figures reported at 36% for VOII and Crédito Regional.
Recent published examples include Banco Macro at 32% and ICBC around 32.25%, while several large banks sit in the high‑20s.
Banco Nación’s simulator highlights channel differences, showing 25.50% in branch versus 29% via electronic channels for the same 30‑day term.
For a 500,000‑peso deposit over 30 days, monthly interest varies by more than 4,000 pesos across institutions, from roughly 10,000 to 15,000 pesos.