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2mo ago

Argentina’s 30‑Day Deposit Rates Diverge as Average Slips, Top Online Offers Hold Near 44%

The BCRA’s daily table reveals a deregulated, segmented market that pushes savers to compare banks and channels for sharply different monthly yields.

Conocé la tasa de interés de cada banco antes de hacer tu depósito en plazo fijo. 
Cuánto hay que invertir hoy en distintos bancos para ganar $220.000 en 30 días con un plazo fijo (Imagen ilustrativa).
Las tasas de los plazos fijos sufrieron una reducción importnatne a principios de mes.

Overview

  • As of October 7, the average 30‑day TNA eased to 35.87% from 36.24% a week earlier, according to BAE Negocios.
  • Large incumbents mostly post 34–38% TNA online, with some private banks trimming levels, including a Macro move cited at 36.5%.
  • Digital and provincial players continue to advertise higher online promos up to 44% TNA, with CMF, VOII and BICA among the leaders and Meridian and Reba above 42%.
  • Rates differ by channel and client status; Banco Nación lists 37.5% TNA online versus 29.5% in-branch in recent examples.
  • Consumer math varies meaningfully: Banco Nación’s simulator indicates about ARS 7.14 million is required to earn ARS 220,000 in 30 days at 37.5% TNA, and cross‑bank spreads can swing monthly returns by roughly ARS 14,000 on ARS 1.2 million.