Overview

• Market gauges show the average nominal annual rate rising to about 37.5%, up from roughly 36% a week earlier, as banks nudged payouts higher.
• Rate boards list standout 30-day offers such as Banco CMF at 44%, VOII at 43%, Meridian at 42.5% and Banco Nación at 37.5%, with multiple digital or non-client channels above 40%.
• A reference deposit of ARS 1,300,000 at a 37.5% TNA would credit an estimated ARS 40,068 in interest after 30 days, according to current calculations.
• Banco Nación’s simulator indicates an investor would need ARS 9,086,200 to obtain ARS 280,000 in 30 days using a standard fixed-term placement.
• These deposits carry BCRA deposit insurance and are considered low risk, though funds remain locked for a minimum of 30 days.