Overview
- Most headline 30-day rates now cluster near a 23.5% TNA after cuts in recent weeks, down from offers near 35% in early November.
- Public banks show a gap: Banco Nación posts about 23.5% TNA versus Banco Provincia at roughly 22% TNA.
- On a 1,000,000 pesos deposit for 30 days, Nación pays about 19,583 pesos versus 18,333 pesos at Provincia, a monthly difference near 1,250 pesos.
- At 23.5% TNA, placing 1,200,000 pesos for 30 days yields about 23,178 pesos in interest, while several private institutions list higher TNAs of 27%–28%.
- The BCRA’s comparator shows Dec. 26 listings such as Meridian at 28%, Macro at 25%, and Ciudad at 20.5%, with updates possible after the Dec. 24–25 banking pause.