Overview
- - The Central Bank’s rate table shows Banco Nación at 37.5% TNA for 30-day placements, with major peers such as Macro at 36.5%, Santander at 35%, Provincia at 34%, BBVA at 35% and Credicoop at 37%.
- - Recent updates indicate a sharp step down from about 43% the prior week to roughly 37.5% TNA for standard 30-day deposits.
- - Channel gaps persist, with in-branch offers reported near 29.5% TNA versus about 37.5% online, which changes returns meaningfully for small savers.
- - A 30-day example shows ARS 400,000 yielding about ARS 9,699 in branch compared with roughly ARS 12,329 via homebanking at 37.5% TNA.
- - For longer tenors, Banco Nación lists 36.5% TNA at 60 days, which on ARS 950,000 would generate about ARS 57,000 in interest for a total near ARS 1,007,000.