Overview
- BCRA reports most institutions cut 30-day fixed-term rates, with Banco Nación’s reference moving from roughly 44% TNA to 35% and an implied monthly return near 2.91%.
- Offers vary sharply: Meridian and Crédito Regional post about 46%–45% TNA, while major banks cluster around 29%–35% and some public banks sit near the low 30s.
- Electronic placements pay more than branch transactions, with Banco Nación showing about 37.5% TNA for large online deposits versus roughly 30.5% in-branch.
- Meeting target gains now requires sizable capital: about $11 million pesos to earn $340,000 at Nación online, near $8.87 million at 46% TNA, roughly $12.0 million for $370,000, and about $16.23 million for $500,000.
- The BCRA publishes a daily comparator of 30-day online rates to aid shopping, and deposits remain covered by the FGD as banks adjust following recent post-election market volatility.