Overview

• On September 9, the BCRA published bank-by-bank 30‑day peso deposit rates showing system averages in the mid‑40% TNA and top online offers around 54–58%.
• Banco Nación set 47% TNA for 30‑day electronic placements, well above in‑branch returns near 32.5%, underscoring pronounced channel differences.
• High rates cluster in digital or non‑client promotions, including CMF at 57–58%, Provincia de Córdoba and VOII at 57%, Meridian at 56.75%, and Bica, Mariva and Corrientes at 54%.
• Media simulations quantify returns, such as roughly $38,630 on a $1,000,000 30‑day deposit at 47% TNA and about $71,250 on $1,500,000 at 57%.
• Banks have been lifting short‑term rates after higher reserve requirements and a post‑election dollar move, with savers comparing offers via the BCRA table and bank simulators.