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54m ago

Argentina’s 30-Day Deposit Rates Range From 30% to 44% as Banks Reprice Offers

BCRA deregulation has turned deposit pricing into open competition, leaving wide gaps by bank and channel.

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Se actualizó el plazo fijo y ahora una inversión de $200.000 en diferentes bancos da nuevas ganancias (Imagen ilustrativa).
Los bancos mueven sus tasas de intereses avalados por la política cambiaria actual. 
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Overview

  • Public BCRA data for October 8 shows 30-day peso term deposit TNAs dispersed between roughly 30% and 44%, with fresh repricing across institutions.
  • Top online offers around 44% TNA come from banks such as CMF, Bica, Voii and Meridian, according to the central bank’s comparator.
  • Media tallies report an average TNA near 37.5%, about one point higher than last week, while other coverage notes recent weeks’ broader downward drift tied to monetary stability.
  • Channel differences remain significant: Banco Nación’s simulator shows 37.5% TNA online versus 29.5% in-branch, yielding about $6,164 on $200,000 over 30 days online.
  • BCRA’s comparator highlights effective monthly returns near 2.5% to 3.7%, and sample calculations indicate current online rates outpace the latest 1.9% monthly inflation reading.