Overview
- Payway reports 60 million public‑transport trips paid with debit and credit cards between December 2024 and September 2025, with 69.5% on debit and 30.5% on credit.
- Thirty percent of those card transactions used NFC on phones or watches, boosted by contactless acceptance in the Buenos Aires subway and the Metrotranvía de Mendoza.
- QR payments accelerated after their rollout in buses on August 11, with 4.6 million QR‑paid trips in August totaling ARS 4.7 billion, according to the central bank.
- SUBE maintained large volumes but fell year on year, logging 351.2 million trips in August, up 0.4% month on month but down 10.6% versus a year earlier, with real transaction value up 3.7% on fare increases.
- Broader payment behavior shifted as debit transactions fell 20.5% year on year and ATM withdrawals dropped about 44%, while 41.46% of Q3 credit‑card volume ran through bank installment plans, Payway data show.