Overview
- The Superintendence of Occupational Risks published a resolution requiring ART insurers and self‑insured employers to contribute 14.332 billion pesos to finance the Medical Commissions, apportioned by recent caseloads.
- UART data show that nearly half of labor lawsuits concern work‑risk claims, with 260,969 total labor cases filed in 2024 and 126,055 directed at the ART system.
- Insurers project more than 132,400 new ART suits in 2025 and report an accumulated backlog exceeding 300,000 cases.
- To cover current judicial costs, insurers estimate the average employer ART contribution would need to rise about 80%, from 2.85% of payroll to roughly 5.15%, with 2024 litigation costs equal to nearly 7 million minimum wages and about 1.1% of the system’s wage mass.
- UART blames uncontrolled judicial experts and inconsistent court criteria, noting that 91% of suits followed administrative rulings of no disability while court experts assigned about 14% on average, and it urges full implementation of Law 27.348’s forensic medical bodies and harmonized judicial standards.