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2h ago

Argentina Fixed-Term Deposit Rates Climb, With Top Offers Near 49% TNA

Recent moves leave a 30% to 49% range, with Banco Nación at 39% online versus 29.5% in-branch.

El plazo fijo continúa en alza con las tasas de interés elevadas.
Tras los nuevos cambios en las tasas de interés, esto pagan los bancos en los plazos fijos.
Cambiaron las tasas de interés de los plazos fijos y ahora esta herramienta ofrece mejores ganancias a los ahorristas (Imagen ilustrativa).
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Overview

  • Banco Nación’s simulator shows a $9,360,000 placement is needed to earn $300,000 in 30 days at a 39% TNA via online channels.
  • At the same 39% TNA, a 30‑day deposit of $2,500,000 yields $80,136.99 in interest, and $2,100,000 returns an estimated $67,315.07.
  • Regional and mid‑sized institutions advertise the highest TNAs, including Banco Voii at 49%, Bica and Reba at 48%, CMF at 47%, and Galicia at 43%, with ICBC at 41.45%.
  • The BCRA’s removal of the minimum floor in 2024 sparked competition that widened interbank dispersion in rates.
  • Savers can consult the BCRA’s official 30‑day online rate comparator, and fixed‑term deposits are covered by the central bank’s deposit insurance.