Overview
- The economic team is accelerating the regulation so depositors can formalize informal U.S. dollars next year to support remonetization and reserve building.
- Luis Caputo told savers they need only show adherence to the Simplified Income Tax Regime and advised going to Banco Nación if other banks demand extra requirements.
- Banks reported confusion and raised questions to the central bank after Banco Nación posted and then deleted a message welcoming these deposits.
- The law creates a simplified earnings regime under which ARCA calculates tax from invoiced income and deductible expenses without routine scrutiny of spending or assets.
- Eligibility requires annual income under ARS 1,000 million, total assets below ARS 10,000 million, and not being classified as a National Large Taxpayer, and penal tax thresholds rise with a one-time option to extinguish prosecution by paying debt and interest before a formal complaint.