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Argentina Drafts Rules to Let Banks Offer Crypto Services by 2026

Regulators target a supervised path that prioritizes segregation, enhanced KYC/AML, institutional custody.

Overview

  • La Nación reports the central bank is drafting regulations to lift the 2022 bank crypto ban, with a possible start as early as April 2026.
  • The plan would require banks to run crypto through separate legal units with stronger KYC/AML, institutional-grade custody, and added capital, security, and liquidity safeguards.
  • A limited list of supported assets is under consideration, with reports citing Bitcoin, Ether, USDC, USDT, and XRP.
  • Authorities seek to bring widespread, inflation-driven crypto activity into formal channels to improve foreign-exchange visibility and tax enforcement.
  • The shift follows President Javier Milei’s pro-technology stance and parallels regional moves like Brazil’s supervised model, as banks weigh new revenue against higher compliance costs.