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Argentina Drafts Rules to Let Banks Offer Crypto Services as Early as April 2026

Regulators aim to move pervasive crypto activity into supervised banking through strict guardrails.

Overview

  • Multiple outlets cite sources saying the central bank is preparing regulations to reverse the 2022 bank crypto ban and allow trading and custody through commercial lenders.
  • The reported framework would require separate legal units, higher capital and liquidity buffers, institutional‑grade custody, and enhanced KYC/AML under CNV oversight.
  • Coverage notes no formal announcement or published draft from the BCRA, with timing described by sources as possible around April 2026 rather than confirmed.
  • Analysts expect bank entry to broaden retail access, shift activity from informal channels, and improve tax and foreign‑exchange monitoring, though compliance costs could pressure smaller providers.
  • Chainalysis data cited in reports highlights Argentina’s large crypto footprint with roughly 10 million active wallets and about $91 billion in annual on‑chain volume, most of it in stablecoins.