Overview
- Following a roughly 5% reduction in the policy TNA, banks lowered advertised 30‑day plazo fijo payouts, with some outlets noting drops of more than 100 basis points in monthly returns.
- El Cronista’s Sept. 24 table shows large lenders clustered in the high‑30s to low‑40s TNA range, including Banco Nación at 43%, ICBC at 42.3%, and Macro at 41.5%.
- A group of smaller or digital players is posting higher quotes, with Banco Meridian at 46.5% TNA, Banco Voii at 46.5% per the table, Banco Bica at 45%, and Banco de la Provincia de Córdoba at 46%.
- Ámbito reports Banco Voii at 52% TNA for a $1,000,000 30‑day deposit yielding about $43,300, a figure that conflicts with the BCRA/bank listings cited by El Cronista showing Voii at 46.5%.
- Practical calculations in the coverage translate rates into cash returns, such as $70,684.93 on $2,000,000 at 30 days at about 43% TNA (Diario Uno) and $17,916.70 on $500,000 at Banco Nación’s 3.5833% TEM (El Cronista).