Overview
- Recent adjustments set a reported 23.5% nominal annual rate floor at banks, though rates still vary by institution and channel.
- Banco Nación’s simulator shows a 10 million‑peso, 30‑day deposit earning about 201,369 pesos in interest at roughly 24.5% TNA via online channels.
- For a 250,000‑peso deposit over 30 days, the bank estimates 4,212.33 pesos at 20.50% TNA in-branch or 4,828.77 pesos at 23.50% through homebanking.
- Banks generally offer higher yields for fixed-term deposits opened online as they promote digital channels over in‑person transactions.
- Fixed-term funds cannot be withdrawn before maturity, so savers should compare banks and channels and consider liquidity needs before locking in.