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11h ago

Argentina Banks Lift 30-Day Deposit Yields as Competition Heats Up Ahead of Vote

The BCRA’s public comparison tool shows the highest returns concentrated in online channels and regional lenders.

Los inversionistas sigue acercándose al plazo fijo (Imagen ilustrativa).
El plazo fijo sigue siendo elegido por los ahorristas (Imagen ilustrativa).
Image
Consultá qué tasa de interés pagan los bancos para el plazo fijo en octubre

Overview

  • Banco Nación set its online 30‑day fixed‑term rate at 44% TNA, with in‑branch placements reported at 34% and longer terms paying less.
  • Across major institutions, online 30‑day TNAs generally span roughly 37% to 44% today, according to the central bank’s comparator.
  • Top offers come from smaller and regional players at about 50%–54% TNA online, including Banco Voii, CMF, Meridian, BICA and Mariva.
  • Banco Provincia’s Cuenta DNI posts a 50% TNA, and a $500,000 deposit would earn about $20,547 in 30 days under current terms.
  • Coverage links the rate moves to efforts to keep pesos in banks and limit dollar demand before elections, following a spike in short‑term market rates and after the BCRA scrapped minimum deposit floors last year.