Overview

• Most major lenders now offer roughly 35%–36% TNA on 30‑day peso term deposits, with Banco Nación at 36% online.
• Select digital and nontraditional players still quote higher yields near 45% TNA, led by Banco del Sol and VOII for online placements.
• Wholesale references dropped further, with TAMAR near 41% TNA and BADLAR around 39.25% after steep declines from early‑September peaks.
• The BCRA’s official comparator lists bank‑by‑bank rates and highlights channel gaps, such as Banco Nación’s 29.5% TNA in‑branch versus 36% online.
• Rate dispersion translates into meaningful differences for savers—up to about $12,000 per $1,000,000 over 30 days—and banks are also pushing dollar term deposits that pay modest annual yields.