Overview
- A total of 32,540 pledged financings were registered in October, equal to roughly 15% of vehicle transactions.
- For 0km vehicles, purchases fell 7.1% from September while prendas dropped 13.1%, taking participation down to 43.1%, the year’s low.
- In used vehicles, prenda participation slipped to 6.0% as transfers declined 3.1% and secured loans fell 15.4% month to month.
- Bank-originated operations contracted 20.2% in October, while non‑bank financial companies declined 2.1%.
- Despite October’s trough, 2025 still shows strong accumulated growth in prendas and sales, with the sector looking for post‑election clarity on a potential rebound.