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ARCA Sets Three-Strike Rule for Auto Debits, Fourth Rejection Cancels Enrollment

The measure targets mounting costs from failed debits by formalizing digital notice with a defined cancellation threshold.

Overview

  • Resolution 5790/2025, published in the Boletín Oficial, orders notification after three consecutive rejected debits and cancels the auto-debit on the fourth.
  • The change covers self-employed workers, monotributistas, and domestic-service personnel, with equivalent updates made to RG 3.693.
  • ARCA cites a rise in rejections linked to closed or inactive accounts, insufficient funds, or payment blocks that generate administrative costs.
  • To restore the service, taxpayers must re-enroll through their bank, and requests filed by the 20th of the month take effect the following month.
  • All notices will be sent via Domicilio Fiscal Electrónico unless none is on file, the rule applies immediately to new rejections, and media describe the move as part of a wider reform push without legislative changes in this measure.