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Apple Pay Adds Klarna Installments in Denmark, Spain and Sweden

Apple is deepening its partner-first approach to installments after retiring Apple Pay Later.

Overview

  • Klarna is now a buy-now, pay-later choice within Apple Pay for users in Denmark, Spain and Sweden.
  • France is expected to gain Klarna support in the coming weeks.
  • Klarna had already been available in the United States, Canada and the United Kingdom through Apple Pay.
  • Customers can view installment options by selecting "Other Cards & Pay Later Options" during online or in‑app checkout, and iOS 26 extends these choices to in‑store payments.
  • Apple relies on third‑party lenders such as Klarna, Affirm and Synchrony for installments, and availability varies by country.