Overview

• Availability now includes Estonia, Latvia, Lithuania, Monaco, and Norway, bringing the service to 43 countries and regions.
• Launch partners vary by market: SumUp and Revolut in Estonia and Lithuania, SumUp in Latvia, Adyen and BNP Paribas in Monaco, and a broader set in Norway including Adyen, Nexi, PayPal, Stripe, SumUp, Surfboard Payments, and Viva.com.
• Merchants need an iPhone XS or newer and a supported iOS app to take in-person payments without additional hardware.
• Tap to Pay on iPhone accepts Apple Pay, contactless credit and debit cards, and other digital wallets, with PIN entry supported for accessibility.
• Apple says transactions are encrypted and processed in the Secure Element, and participating platforms integrate via commercial agreements that include fees.