Overview
- Apple confirmed the change on its UK website, calling it a “new chapter for upgrades.”
- Existing iPhone Upgrade Program customers are instructed to keep making remaining payments with no immediate steps required.
- The Flexible Finance Account offers upgrade checkpoints such as 20 months with an upgrade after 11 payments or 30 months after 23, and it is available exclusively at Apple Stores.
- Creation now underwrites Apple Store financing in the UK, with Creation and PayPal Credit replacing Barclays for broader device financing.
- Interest applies to some purchases, with select iPhone terms currently offered at 0% APR, and the original Upgrade Program continues in other countries.