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Apple Adds Klarna to Apple Pay in France and Italy, Extending BNPL to Eight Markets

Apple has replaced its in‑house Pay Later service with partner financing integrated into the Apple Pay checkout flow.

Overview

  • Klarna can now be selected in France and Italy when paying with Apple Pay, bringing total availability to eight countries.
  • Eligible shoppers may split purchases into three monthly installments or pay up to 30 days later without interest.
  • For larger purchases on longer schedules, Klarna says it offers competitive interest rates depending on the market.
  • Support now spans the United States, Canada, the United Kingdom, Denmark, Spain, Sweden, France, and Italy.
  • Users access BNPL under “Other Cards & Pay Later Options,” with in‑store use enabled on iOS 26, and Klarna says approvals follow its underwriting while Apple does not store user‑linked transaction details.